Future Flex Fixed Index Annuity: Help Safeguard Your Future While Maximizing Earning Potential

• Highly competitive earning potential with downside protection
• Multiple index strategy options
• Optional booster fee with the potential to increase earnings
• Flexibility to make additional contributions after the initial deposit
• Earnings are not taxed until withdrawn, meaning your money can grow faster
• Free withdrawal of up to 10% of the account value allowed each year

Complete the form to be connected with a trusted GBU Life agent.

Interest rates are determined by date of receipt of deposit. Rates are subject to change without notice. Optional booster/contract fees increase the participation rate and are deducted from the index strategy value at the beginning of the index term. Increased participation rates can result in greater interest credited. Benefits may be taxable. The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate which is effective for all contract years. Effective annual yields will be lower if withdrawals are more than annually. After the first contract year, annual deposits are limited to $1,000,000 for all products. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. GBU Life is the marketing name for GBU Financial Life (GBU), Pittsburgh, PA. GBU and its agents do not provide tax, legal or investment advice. Please consult with a legal or tax professional prior to the purchase of any contract. Annuities are not short-term products and are issued by GBU. Withdrawals prior to 59½ may be subject to IRS penalties. Products and features may not be available in all states. This is a summary of the contract provisions. Please refer to the contract for complete details of surrender charge schedule, benefits and exclusions. NOT A DEPOSIT OF A BANK AND MAY LOSE VALUE-NOT BANK GUARANTEED.

Contract Form Numbers: ICC23_FPDA_IA_CON_(01-23), FPDA_IA_CON_FL_(07-23), FPDA_IA_CON_(07-23), FPDA_IA_CON_(07-23)ND.