As a member-owned company, we keep our operating costs low. That translates into competitively priced life insurance, generous annuity rates and stable investment returns members can count on. Day-to-day and long-term, our focus remains squarely on maintaining the exceptional financial health that inspires trust and confidence among our members.

Being member-driven, we don’t charge service or administrative fees. And, we don’t have teaser rates that change in the future. Just solid solutions designed by insurance and investment professionals and supported by dedicated service representatives.

Giving back is at the heart of GBU Life. It starts with our longstanding commitment to charitable causes and employee volunteerism. But we don’t stop there. We empower members to make a difference in their communities through financial donations, volunteer opportunities and fundraising resources.

With a culture rooted in deliberate risk management, we strive to deliver competitive rates and share favorable results with our members.

We never forget who we answer to, and it shows: nine in ten members say they would recommend GBU Life to family, friends and colleagues.

Our increasing membership base and favorable operating performance are acknowledged by the industry. A.M. Best recognizes GBU Life’s fiscal responsibility and growth by assigning us one of the highest insurance company ratings.