Prepare for what’s next

Deferred Annuities

Saving for the future

Our tax deferred annuities provide competitive interest rates that don’t subject your savings to the stock market’s ups and downs.

You can make contributions in a lump sum or a series of payments in either qualified retirement plans or non-qualified accounts. Plus, when you renew, we offer a loyalty bonus: an even higher interest rate for the first year of your new term.

Preferred 8 Annuity

  • Minimum initial deposit: $10,000

  • Maximum 1st year deposit: $2,000,000

  • Future deposits limited to $400,000 per contract year (no new surrender period)

  • Interest compounds daily and can be withdrawn any time after the first 30 days

  • Annual withdrawals up to 10% of principal without penalty after 1st contract year

Preferred 5 Annuity

  • Minimum initial deposit: $500 or $25/month

  • Maximum 1st year deposit: $1,000,000

  • Future deposits limited to $200,000 per contract year (no new surrender period)

  • Interest compounds daily and can be withdrawn any time after the first 30 days

  • Annual withdrawals up to 10% of principal without penalty after 1st contract year

Withdrawals for amounts over those allowed during the guaranteed period are subject to surrender charges defined in the contract. Annuities Application ANA 01/13

Predictable growth to protect your assets

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We help deliver stability in an uncertain world

Throughout our 125+ year history of navigating challenging events and volatile markets, GBU Life has fulfilled countless commitments from financial protection for young families through security for retirees, and every dream in between.

With a culture rooted in deliberate risk management, we strive to deliver competitive rates and share favorable results with our members.

  • Member policies are backed by GBU Life’s consistently growing asset portfolio, which exceeds $3 billion.

  • Our record $230 million surplus, the amount we hold over and above our member benefit reserves, helps to provide even more security.

  • Standing behind every $100 of GBU Life policy obligations is $108 in assets. This solvency ratio of 108 percent means GBU Life can more than meet our commitments.

Asset portfolio, surplus and solvency ratio information is as of 12/31/19.

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CAGR is Compound Annual Growth Rate of surplus or assets, as applicable, and was calculated for the period 12/31/15 through 12/31/19. Assets and surplus for each year is as of 12/31.

Insurance that makes a difference

At GBU Life, we specialize in life insurance and annuity products to protect families and anchor retirements. And, we do things differently than most insurance providers.

We don’t have shareholders. We don’t have clients. Instead, we have members – members who come to GBU Life to secure their futures, build their legacies and impact the communities around them.

As a member-driven company, we don’t charge service or administrative fees. And we don’t have teaser rates that change in the future. Just solid solutions designed by insurance and investment professionals and supported by dedicated service representatives.

A.M. Best recognizes GBU Life’s fiscal responsibility and growth by rating us
A-Excellent, since 2017

Third-party ratings are subject to change.

Discover the GBU Life Difference

Get in touch with us 800.765.4428

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